TERMS & CONDITIONS:

Users are requested to read the document carefully before using the services of this site.

The following terms and conditions will be deemed to have been accepted by the user on usage of the portal kprism.kfintech.com.

Interpretation:
The terms as may be used in this document would be in accordance with “The Information Technology Act 2000 as amended till date, Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011” and such other rules/regulations and Circulars as may be applicable.
All references to the masculine shall include the feminine and all references, to the singular shall include the plural and vice-versa. All references to client/customer/investor whether masculine or feminine include references to non-individuals also unless repugnant to the context thereof.
Any reference to any statute or statutory provision shall be construed as including a reference to any statutory modifications or re-enactment therein from time to time.
We appreciate the importance of keeping the information collected confidential. We take due care to protect your information.
KFIN TECHNOLOGIES LIMITED (KFINTECH) may collect information and personal data about you at the time of registration at the portal. You may provide information and personal data as part of the usage/application or enrolment process.

KFINTECH recognizes that the lawful and correct treatment of personal data is very important to maintain investor's confidence. It is our endeavour to ensure that any personal data that we collect, process, record or use in any way whether it is held on paper, on computer or other electronic media will have appropriate safeguards in place to comply with our obligations of confidentiality and privacy. This policy, “Policy on Privacy and Security of Information” is applicable to all channels of your communication with KFINTECH that include physical (e.g., paper forms), online platforms, mobile apps, digital conversational platform (e.g., chatbot).

In this regard, investors/clients/customers should carefully read the “Policy on Privacy and Security of Information” available on website (kprism.kfintech.com) and through other sources.
We are strongly committed to protect the privacy of the provider of Information and have taken necessary and reasonable measures to protect the confidentiality of the customer information. This Policy (as amended from time to time) describes how we handle and deal in personal information that we may collect and retain, vide various avenues including but not limited to usage of the various services both in the physical (offline) and online/electronic mode.
Personal Information collected by us, vide the physical (offline) and online/electronic mode may be converted and stored in an electronic form at our sole discretion for the purposes mentioned hereunder.
This Policy shall be read with and subject to the disclaimer notified on the Website – Kprism.kfintech.com We shall not be held liable, in any manner whatsoever, for disclosure of the confidential information when in accordance with this privacy commitment or in terms of the agreements, if any, with the Provider of Information.
It is hereby clarified that the Provider of Information shall not be covered by this Policy, if he accesses any third party links from the Online Platform of KFINTECH, in which case the Provider may be subject to the policy of such third party.
By using the products and/or services provided by us (either through the Online Platform or through the physical means) including but not limited to subscribing, sending of inquiries etc., the Provider of Information expressly agree to this Policy. Further, for utilizing the services provided by us either by accessing the Online Platform or vide physical (offline) means, the Provider shall be treated as expressly giving their consent for the processing, retention and utilization of the Personal Information in accordance with this Policy, the terms hereof and as per business needs.
It is optional to provide the data or information. The Provider of Information shall, at any time also have an option to withdraw its consent given earlier. Such withdrawal of the consent shall be sent in writing to us. In the case of Provider of Information not providing or later on withdrawing the consent, we may not be able to provide the services/shall have the option not to provide the services for which the information was sought.

Security Standards and Measures:

We have adopted reasonable security practices and procedures and have implemented such reasonable security practices and safeguards which are appropriate to the sensitivity of the Personal Information. These security practices and standards are consistent with generally accepted standards of commercial business practice, which includes technical, operational and physical security control measures which commensurate with the Personal Information being protected from any unauthorized access and/or disclosures while the same is with us.
KFINTECH endeavours to have suitable technical, operational and physical security controls, safeguard and ensure the security of the information provided by the Provider of Information and uses encryption technology wherever applicable, for the storage and transmission of the information, and such encryption technology is currently permitted in India. To protect your personal information, we maintain physical, electronic, and procedural safeguards in keeping with reasonable industry standards and practices, and we review and adjust these safeguards in response to advances in technology.

Use of Personal Information:

The Provider (s) expressly agree and understand that:
1. KFINTECH may use the Personal Information of the Provider for the purposes of Processing of commercial and non-commercial transaction of the Provider, providing him with the services to which he has subscribed and any service- related activities such as processing instructions, responding to service requests, resolve any grievances etc. The same may also be used to contact you whenever required and also to seek your feedback in relation to the offered services.
2. The Contact information (like e-mail id, mobile /phone number, etc.) may be used to contact/ send periodic information on the services or upcoming events or announcements.
3. The Personal Information may be used to generate statistics and reports for both internal use and for sharing with affiliates, intermediaries, successors, vendors, agents, service providers.

Disclosure of Personal Information:

You agree that KFINTECH may disclose the Provider’s information (other than which cannot be disclosed under applicable Indian laws, rules and regulations),

• In order to Conform to legal and/ or statutory requirements or comply with legal process;
• with statutory/regulatory authorities, Government authorities/bodies/agencies mandated under the law to obtain information including sensitive personal data or information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences,
• In order to protect and defend KFINTECH or its affiliates' rights, interests or property.

Sharing of Personal Information with Third Parties:

To the extent required or permitted under law, we may share the Investor’s Personal Information for the uses mentioned here with the following third parties:

• Registrar and transfer agent (s), contact centers, Payment Gateways , KYC agencies, Banks, custodians, depositories and/ or authorized external third parties who are involved in transaction processing, dispatches, etc
• Any other organization for verifying the identity of investors for complying with anti-money laundering requirements,
• Any governmental & judicial authority including but not limited to the Reserve Bank of India and/ or the Securities and Exchange Board of India,
• Certain Personal Information (Address details of the investors, Bank details of the investors, Statement of Account, Holding Details) may be shared with banks, depositories, local & international courier service providers, agents and other intermediaries for correspondence with the Provider of Information and for making payments to the Provider by cheques, drafts, warrants, through electronic clearing services, NEFT etc.

We will advise the third parties, to take reasonable and appropriate steps to maintain the required level of data protection in respect of the Personal Information.
The Personal Information so collected shall be communicated to third parties / third persons only for the reasons consistent with the purposes for which such Personal Information was originally collected or such purposes as authorized by law.
Nevertheless, it is our foremost endeavour to ensure that the Provider’s Privacy is protected at all points of time. The investors/customers/clients (whether existing/prospective) must ensure to recheck the information or data being provided to the KFINTECH or any person acting on its behalf. In case if any of the data/information is found to be inaccurate or incorrect, the same should be informed to the KFINTECH for immediate amendment. KFINTECH and any person acting on its behalf shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by the investors (whether existing/prospective).

Value of investments as stated on the site:

The value of your investment(s) as stated on the site is based on yesterday’s closing price and securities balance as made available by the depositories for securities held in DEMAT mode & as per our back office for securities held in Physical Mode. The securities balance may not include recent transactions that have not yet been processed. These are balances as per the downloads made available every Friday as per the depositories system.

Use of Password:

The User shall ensure that your password is kept in a secure manner. To protect the secrecy of user identification and/or password the user shall take all such measures as may be necessary and shall not reveal the same to any other person(s).
Since a user identification is necessary to access some of the services available through the site; the user shall use only their own user identification while availing such services. In the event of theft and/or loss of user identification and/or password, the user shall immediately change its password using the change password option. The user alone shall remain liable for use/misuse of the services by any third party. The password and username being made available to the user shall be used only by the user /organization named as the user.

Unauthorized Access:

As a condition for your use of this web portal, you will not use the site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the site in any manner that could damage, disable, overburden, or impair the network(s) connected to this site or interfere with any other party’s use and enjoyment of this site. You may not attempt to gain unauthorized access to this site, other accounts, computer systems or networks connected to the site, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the site.
Discontinuation or Modification to Services:
KFINTECH reserves the unilateral right to add to /and/or change and/or delete and/or end the service (s) available through the site at any time with or without notice to the User.

The Users shall indemnify and keep KFINTECH, its directors, key managerial personnel (KMPs), officers, employees and agents indemnified of, from and against any cost, expenses, charges, loss, legal costs or liabilities which will incur or has incurred to defend any such claim, suit, demand, prosecution, proceedings, action due to any act of omission or commission, fraud, negligence, misfeasance, misuse, wilful misconduct or default on the part of the Users of this platform [NK1]

Suspension of Service:

It’s at the sole discretion of KFINTECH and KFINTECH reserves the unilateral right to suspend a User Account, is any of the users of this site is found to be using this site for illegal purposes or is observed having violated any of the terms and conditions as are applicable for usage of this site, KFINTECH may without prejudice to any other rights or remedies that may be available to it, suspend the service (s) provided to such user.

Confidentiality:
The Receiving Party/User shall keep confidential and not disclose to any third party the Confidential Information nor any part of it, unless it has an acknowledged written permission in writing from KFINTECH. The Receiving Party/User agrees to take all possible precautions with regard to protecting the confidential information from any third party.
Further no use, reproduction, transformation or storage of the Proprietary Information shall be made by the user without the prior written permission of KFINTECH, except where required to be disclosed pursuant to any applicable laws or legal process issued by any court or the rules of any competent regulatory body, however, in such case prior written intimation to KFINTECH is required to be submitted.

Variation:
KFINTECH reserves the right to amend, modify, delete or vary or change the terms and conditions contained herein and appearing elsewhere on the site at its sole discretion.
The terms and conditions of use of this site will be periodically updated as required or necessitated and the changed or updated terms shall be posted at the site. The User should visit the site periodically to review the latest Terms of Use. For the avoidance of doubt, the User’s continued use of the Service constitutes an affirmation and acknowledgement of the amended terms of use.

Your Safety:

For your protection, you should not provide/share your account information, username, or password, OTP or any other sensitive information to anyone. If you become aware of any suspicious activity relating to your account with KFINTECH, you should contact us immediately to assist you quoting the following information:

Your Full Name:
Your PAN:
Mobile Number:
Email :

The above info is for the purpose of representation and we advise you to quote the correct information as provided during the registration process.
If you have any questions or concerns relating to this policy, please do not hesitate to write to us at the mail ID: einward.ris@kfintech.com

Grievance Redressal:

Any grievance relating to your Personal Information including any concern/issue regarding this policy concerning you may be addressed to compliance officer quoting the above user registration information.
We shall address any discrepancies and grievances of the Provider of the Information with respect to processing of information in a time bound manner.
The Grievance Officer shall redress the grievances of Provider of Information expeditiously but in any case within one month from the date of receipt of grievance.
Investors shall not be covered by the terms of this Policy if they access other websites using links from this website.
Further, despite our efforts to protect investors/clients privacy, if unauthorized persons breach security control measures and illegally use such sensitive/personal data or information, KFINTECH and its affiliates and directors shall not be held responsible/liable.
This Policy is a lawful contract and is supplemental to the terms and conditions agreed to between us and the Provider and is subject to the applicable Indian laws, rules and regulations that have been enacted in this regard. In case of any conflict, including due to any amendments, the applicable Indian laws, rules and regulations shall prevail. KFINTECH reserves the right to update or amend this Policy from time to time and the Providers of Information are advised to visit this page regularly in order to view the same. No Provider or any other person shall have any right or benefit under any other laws, rules or regulations other than Indian laws, rules or regulations.
By accessing or availing the services/website or providing any information, the Provider/other persons expressly agree to the terms of this Policy.

Jurisdictions:
Any dispute, whatsoever, arising out of this arrangement shall be governed by the Laws of India. The Courts of law at Mumbai shall have exclusive jurisdiction over any disputes arising under this arrangement.